Damp & Mould Compensation for Tenants: When Can Tenants Claim

Damp and Mould in Rented Properties: When Can Tenants Claim Compensation?

Damp and mould can make a rented property uncomfortable to live in and may raise concerns about the health and wellbeing of the people living there. When these problems persist despite repeated reports to a landlord, tenants may want to understand their rights and whether compensation could be available.

A recent County Court case involving a housing association illustrates why recurring mould should not always be treated as a minor maintenance issue.

Can Tenants Claim Compensation for Damp and Mould?

Landlords have legal obligations concerning the condition of their rented properties. Depending on the circumstances, these may include repairing relevant defects and ensuring that the property is fit for human habitation.

Under the Landlord and Tenant Act 1985, the condition of a property can be assessed by reference to matters including repair, freedom from damp and ventilation. A claim may be possible where the evidence establishes that the landlord has breached an applicable legal obligation.

Importantly, a successful claim does not always depend on proving that every instance of mould results from a structural defect. The legal basis of a claim and the evidence about the property’s condition are both important.

Court Awards Tenant Over £8,000 in Damp and Mould Case

In Mr K v Vivid Housing Limited, heard at Basingstoke County Court in October 2026, Phoenix Legal’s housing disrepair team brought a claim on behalf of a tenant concerning persistent damp and mould at his family home.

The problems had been reported over a number of years. Although the housing association had undertaken repeated mould treatments and other remedial works, the problem continued to recur.

The court distinguished between the landlord’s repairing obligations and its separate duty to ensure that the property was fit for human habitation.

The claim succeeded in part under section 11 of the Landlord and Tenant Act 1985 in relation to a bathroom leak and resulting water damage. The court also found that the property had been unfit for human habitation under section 9A during the relevant periods, including because of persistent mould.

The court awarded over £8,000 in total, comprising damages of £7,006.37, interest of £371.80 and a 10% uplift of £706.64. The claimant had made a Part 36 offer of £6,960, which he bettered at trial. Costs were adjourned for later determination if not agreed.

The case demonstrates the importance of considering the full circumstances of a damp and mould problem, including how long it has persisted, the landlord’s response and the effect of the conditions on the tenant.

Read the full case study on the Phoenix Legal website

What Should You Do If Your Landlord Does Not Resolve Damp and Mould?

If you are experiencing persistent damp or mould in a rented property, it may help to:

  • Report the problem to your landlord or managing agent in writing.
  • Keep copies of reports, replies and records of any inspections or remedial works.
  • Take dated photographs showing the condition and whether the problem returns.
  • Keep records of any disruption, inconvenience or other effects on your household.
  • Seek legal advice if the problem remains unresolved or you believe your landlord has failed to meet their obligations.

Repeated cleaning or mould treatment may not resolve the underlying issue. The appropriate response will depend on the cause of the problem and the property’s condition.

Every case is different, and compensation is not automatic. The available options will depend on the evidence, the landlord’s legal obligations and the circumstances of the tenancy.

More about Housing Disrepair Claims

Get Advice About Damp, Mould and Housing Disrepair

If you are living in a rented property affected by persistent damp or mould, it is important to understand your options before deciding what to do next.

Our experienced legal team can advise on housing-related claims and assess whether the circumstances may support a legal claim.

Contact us by calling our team on 0151 306 3694, submit your details using the below contact form or email ab@phoenixlegalsolicitors.co.uk to discuss your circumstances.

    Are you a?

    What is the name of your Council/ Housing Association?

    Are you renting from:

    Have you been in the property for at least 9 months?

    Have you reported the disrepair and made a written complaint?

    Was the disrepair reported and written complaint made over 4 months ago?

    Is your rent in arrears?

    Unfortunately, we are unable to assist you at this moment in time.

    Please note that any issues with your property are still your landlord's responsibility. We recommend contacting your local council and speaking to their private renting team, who can inspect the property and, where appropriate, require your landlord to carry out the necessary repairs.

    If you believe you may have a tenancy deposit claim, we'd still like to hear from you. You can find more information on our dedicated Tenancy Deposit Claims page.

    What issues are you experiencing?

    Are the issues ongoing at your property?

    Did you make a complaint or report it?

    Unfortunately, we are unable to assist you at this time.

    To make a housing disrepair claim, the repair issues must still be ongoing, and you should first report them to your landlord and give them a reasonable opportunity to carry out the necessary repairs.

    If your landlord fails to take action, please come back to us. We'll be happy to review your situation and let you know whether you may have a claim.

    Do you have time to answer 6 quick questions here about your situation?

    Has your landlord failed to take any positive action within a reasonable time? (Optional)

    Approximately how long ago did you complain? (Optional)

    How did you make your complaint? (Optional)

    Is your rent in arrears? (Optional)

    By how many months? (Optional)

    Can you tell us a bit about the disrepair and when is the best time to call you? (Optional)

    Please enter a few of your details...



    0151 306 3694 ab@phoenixlegalsolicitors.co.uk

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